Text Us: 22980
Phone: (913) 576-7798
| More
KMBZ>Audio & Video on Demand>>Life As You Own It 7.31.14 Segment 3

Life As You Own It 7.31.14 Segment 3

Jul 31, 2014|

Related Audio:

  1. Life As You Own It10.24.14 Segment 2

    Audio

    Fri, 24 Oct 2014

     

    interest rates found at 1:48, 2:48, 7:54

    May be conventional but there's going to be some significant adjustments to interest rates . In a situation like this you're gonna wanna have a significant down payment if you're trying to go conventional because most mortgage
    a little bit now you're able to get a little bit better interest rates you're able to get the mortgage insurance products that are out there. And and it's going to be more formal process remind them home now 700 above is is really ideally where you wanna beat. And we tell you there's adjustments 707 when he sat between a 7474. You know above typically 760 or higher. He would qualify for the lowest PMI rates if you're not put in 20% and you can get the lowest mortgage insurance rates. Just gonna qualify for the lowest interest rates . 74760. There are some minor adjustments and once you get under 740 even though somebody with a 725 would be considered good credit score . He will pay slightly higher interest rates may even an eighth of a point higher the somebody with a 740 some odd score. You're over 700 but not quite the 720. You're probably paying about a quarter point higher rate than your neighbor who might have that 74575760. Score how much is an impact. Q well a 200000 dollar loan now thirty bucks so month. And I overtime nets in and a so it's important maximize the scores folks into get your foot in the door and deeply wanna be keep in mind to use that if you have a 76 year our credit score . Or 740 or seven when he or anything in there. Government loans there's not an adjustment so once you qualify for getting
    ugly Chris or what's gonna happen well you got some real pretty credit score a threat to get through pretty Chris the war. Anyway that much of the southern accent housing you got a real pretty credit score I don't know which your hand what's that mean mighty sale like that. Because I'm from the south right so all it does happen well we get this question a lot mark and you've got the answer what's it gonna be the effect with that. Lower spouse score well it is going to impair your ability possibly be at alone and it's definitely gonna hate you or interest rates they're gonna take the anyone who's gonna take the lower. Median score some median is gonna be that middle score. So if you've got to if you personally have a. 76740. And a 750. Your mid score is 750 if your spouse has a 68630. You know 610. His or her mid score is 630. So that means they're gonna have to they're gonna grade you as credit worthiness of a 630. Credit score which is going to make you work. Deal not real attractive if you even qualify. So yes it can edit what what
  2. Life As You Own It10.24.14 Segment 1

    Audio

    Fri, 24 Oct 2014

     

    john mark found at 10:16

    its keep on keep it on him. All right we're back live John Mark McDougal that I joined by Rosa vote you're filling in for Craig Miller we thank you for hanging out with a as
  3. Life As You Own It10.24.14 Segment 3

    Audio

    Fri, 24 Oct 2014

     

    tax efficient found at 4:23

    have more complexity but you have more opportunity. To put things any tax efficient fashion into you were the state. And to you know that's all we want avoid tax man pass on the warriors take
  4. Life As You Own It 10.17.14 Segment 2

    Audio

    Thu, 23 Oct 2014

     

    investment properties found at 12:36, 13:08

    hearts go South Carolina called the hotline to ask I purchase cheap investment properties in the last year and a and a total of five properties now. Including my house I live. I had mortgages on
    it to work at a higher rate of return and what does investment properties are yielding. And ideally they were cash flowing before you got this inheritance if not need to sell it anyway. And if they were your major money there. Get this inheritance to work for you at a higher rate of return then now what's writing off that expense for those investment properties is costing him so. You need to go you need to stay stay stay stay invest that money work with the financial
+

Automatically Generated Transcript (may not be 100% accurate)

We're back let you know and it. We're speaking of various. Other countries that. Like to buy American realist date that's rights leader China's been gobbled up some -- having governor for awhile commercial real safe for long period of time and now it's yours and residential real state their start and a make a -- playing and so. Yeah we know a lot of folks from Germany were buying property in Florida. Several years ago and delicate told rose during the break in Germany pretty much owns Florida announced though none can live there were a lot of -- -- a lot of -- I met a bunch of -- done of Marco Island Florida. There was about the Germans all speaking German who was weird. All right so lasting let's let's go onto the next item up for bid. We're not Americans for their a lot of American speaking Americans expect that the competitive. And there is a bunch of Americans and -- begin. American -- all right so. We're gonna get it here dragged. What you have you really bridge -- still -- -- got a little time down the site went deep -- -- deep deep deep -- when DP your folks and discounts on all products in August. Well you could imagine there is one way to get a discounted to air conditioner to wait till summer is just back out over. I'm so while folks begin by new air conditioner -- -- -- British or get ready for next America's you're almost through all of this summer heat. August is a great month to a black is those they're getting ready to bring on next year's models get rid of this hears him and -- On the backpacks and other school items last weekend we talked about the what seventeen states. You could have been no sales tax day -- -- say a few bucks most of those in the beginning of August so make sure you get online and if Europe. Bordering estate you can stay months and sales tax you might might be worth the trip remember folks. Saving is usually gonna be six or 7% so do the math on the gas the message now Venus and -- you spent a hundred dollars -- -- 86 or seven bucks he wouldn't wanna drive a hundred miles to save 67 bucks a treadmill -- walking it forward and all that you know looks at 66 MB when contractors. -- -- -- -- -- -- -- That's the other -- That's not an option and I do when -- and the Summers and make it outdoor furniture going to be big discounts and outdoor furniture when you're one of the big box retailers you're going to. What's Home Depot Lowe's -- -- gonna find the stuff they'll still have a mentoring lot of nice stuff you can get it out a big. Big big discount I'm also lied to snow blowers yes even though it's not the end of snow blowing season it's still just far enough off. That there -- discounted prices sitting get those those puppies and -- and so now and August is the time to buy what you may need it in now. Let's hope it's December not to you know there's snow blower mark. I do not the I've never own a snowblower. Had some big old farm implements and he's the clear snow before but I've never known as noble are gonna have friends and snow -- It doesn't snow that much to shovel and fifth when he is not -- fires on the and it works not as much. Not as much humidity now on and coming in the winner you've got forced the united -- that deem it very much that now standing on discount just like that eight C. Union folks there you -- some ways to save some money. -- also I wanna make sure that we tell you we talked about that was my home good investment got a great calculator if you go to life as you wanna dot com. Punch in some numbers Iran and that give us some feedback on -- we think it's kind of neat little tool. And cranking also assure the listeners before a breakaway here we get on I don't know six household items that we can sell don't -- dump stuff -- get rid of -- -- a decent. He did it fall cleaning thing be ready for being cooped up for the wintertime. You rate liquidate some stuff folks books. About -- and -- she can donate them you can even sell sometimes and bull. So you can sell. Donate don't just dump you know here's an option for booking -- seconds read books dot com that's great way to sell -- on them online you can also while donate them books for America. Or good will take your books on so that's good good resource they're just trashed those puppies China Craig. China gets the league and China may be some -- Craig's -- in China be wanna sell there's also replacements dot com. Seems to be a good source to purchase China because you're gonna find parts of their China someone might find -- -- that is missing in their set they may want. I'm also you can donate them again goodwill great place make sure you keep a receipt for donate. Donation right off for tax purposes furniture and you get rid of furniture furniture yet self artillery and another one for good will get it on Craigslist donated and donated again make -- take that advantage that deductibility. Obama also cracked glass technology folks -- are you in here upgrade the computers that laptop that. That tablet guess what. Don't need selling decently -- -- -- you do so make sure that you pull out a hard drive and dispose that proper fashion your private information is safe. Another installment of like Couric sorry for the rush but we adults than -- Nancy folks.

KMBZ Iphone App

Photos

Kansas City Perks

On-Alert

KC Gas Prices

RSS Center