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KMBZ>Audio & Video on Demand>>Life As You Own It 7.31.14 Segment 3

Life As You Own It 7.31.14 Segment 3

Jul 31, 2014|

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  1. Life As You Own It 10.10.14 Segment 2

    Audio

    Fri, 10 Oct 2014

     

    real estate found at 4:50

    to. Just get it done now by the way I'm really instant real estate and learning all about the topic to talk about us thanks so much for putting on a great show each weekend. Way to go Emilia -- -- he's just so -- or lady would be great lady writes. Okay Craig says that the should Easter should you go is should they should be cell at the peak. Look for the peak or sell now you know it's interesting you brought up what she brought up earlier about interest rates the same thing applies to real estate values and prices well. Nobody can tell with the markets Kennedy for sure. There's there's obviously people on both sides of the debate that say that housing prices are gonna stagnate. Some say they're gonna continue to go up some -- gonna take way off some say they're gonna drop. So how are you gonna know when you're at compete how's your husband and an owner at the -- out anchor how many amazing intelligent genius level radio talk show guys you listen to -- Or on TV shows that you may watcher -- every -- not going to become some overnight period it can just tell what the market especially
  2. Life As You Own It 10.10.14 Segment 1

    Audio

    Fri, 10 Oct 2014

     

    kansas city royals found at 2:41

    you that are -- -- the boys in -- are there in Kansas City Royals . That's home base no pun intended for Craig and I Axworthy intergalactic headquarters where life is you own -- are based here
  3. Life As You Own It 10.10.14 Segment 3

    Audio

    Fri, 10 Oct 2014

     

    tax deductible found at 2:47

    times barring money for your home equity going to be the most tax efficient money you can borrow. Taking had a personal loan Carolina credit using other types of credit likely will not be tax deductible . Whereas depending on. Following the RS guidelines and you've got a note they are won't go until now with the limited time we have. If you follow along those guidelines and you've got that benefit especially. Do you there's always that 100000 dollar. One time you know benefit your your exemption is a 100000 dollars or anything above that he need to do it tax repairs CPA count but. And we folks it's tax efficient money your bar and another big one. All right last bit is from our friends at midwest professional insurance services 3COM and home insurance. Gaps that many of our listeners may have number one is up. Understand the replacement cost of
  4. Life As You Own It 9.30.14 Segment 2

    Audio

    Mon, 6 Oct 2014

     

    interest rates found at 1:48, 2:47, 6:00

    programs. Maybe conventional but there's going to be some significant adjustments to interest rates . In a situation like this you're gonna wanna have a a significant down payment if you're trying to go conventional because most
    a little bit now you're able to get a little bit better interest rates you're able to get the mortgage insurance products that are out there. And and it's going to be more formal process remind at home -- 700 above is is really ideally where you wanna beat. And we tell you there's adjustments 707 when he -- between 74740. And above typically 760 or higher. He would qualify for the lowest PMI rates if you're not put in 20% and -- -- mortgage insurance rates. You're also gonna qualify for the lowest interest rates . 74760. There are some minor adjustments -- once you get under 740 even though somebody with a 725 would be considered good credit score . He will pay slightly higher interest rates may even an eighth of a point higher the somebody with a 740 some -- scored. You're over 700 but not quite the seventh when he you're probably paying about a quarter point higher rate than your neighbor who might have that 74575760. Score. How much is an impact you well a 200000 dollar loan now thirty bucks so month. And I overtime -- in and a so it's important maximize the scores folks into get your foot in the door and if we wanna beat. Keep in mind to do that if you have a 76 -- our credit score . Or 740 -- seven when he or anything in there. Government loans there's not an adjustment so once you qualify for getting
    mortgage insurance. And realize a savings of 50810200. Dollars. At the same interest rates all about having one educate you and teaching you how to break down the numbers he can do it. Greg Craig what's not -- the agenda will keep your agenda have thought let's let's spouse's credit score and that how to actually what happens if I I just -- is there incumbent on their credit score and I do that no you can't if you're going on the more folks in you winning is allowing them we --
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Automatically Generated Transcript (may not be 100% accurate)

We're back let you know and it. We're speaking of various. Other countries that. Like to buy American realist date that's rights leader China's been gobbled up some -- having governor for awhile commercial real safe for long period of time and now it's yours and residential real state their start and a make a -- playing and so. Yeah we know a lot of folks from Germany were buying property in Florida. Several years ago and delicate told rose during the break in Germany pretty much owns Florida announced though none can live there were a lot of -- -- a lot of -- I met a bunch of -- done of Marco Island Florida. There was about the Germans all speaking German who was weird. All right so lasting let's let's go onto the next item up for bid. We're not Americans for their a lot of American speaking Americans expect that the competitive. And there is a bunch of Americans and -- begin. American -- all right so. We're gonna get it here dragged. What you have you really bridge -- still -- -- got a little time down the site went deep -- -- deep deep deep -- when DP your folks and discounts on all products in August. Well you could imagine there is one way to get a discounted to air conditioner to wait till summer is just back out over. I'm so while folks begin by new air conditioner -- -- -- British or get ready for next America's you're almost through all of this summer heat. August is a great month to a black is those they're getting ready to bring on next year's models get rid of this hears him and -- On the backpacks and other school items last weekend we talked about the what seventeen states. You could have been no sales tax day -- -- say a few bucks most of those in the beginning of August so make sure you get online and if Europe. Bordering estate you can stay months and sales tax you might might be worth the trip remember folks. Saving is usually gonna be six or 7% so do the math on the gas the message now Venus and -- you spent a hundred dollars -- -- 86 or seven bucks he wouldn't wanna drive a hundred miles to save 67 bucks a treadmill -- walking it forward and all that you know looks at 66 MB when contractors. -- -- -- -- -- -- -- That's the other -- That's not an option and I do when -- and the Summers and make it outdoor furniture going to be big discounts and outdoor furniture when you're one of the big box retailers you're going to. What's Home Depot Lowe's -- -- gonna find the stuff they'll still have a mentoring lot of nice stuff you can get it out a big. Big big discount I'm also lied to snow blowers yes even though it's not the end of snow blowing season it's still just far enough off. That there -- discounted prices sitting get those those puppies and -- and so now and August is the time to buy what you may need it in now. Let's hope it's December not to you know there's snow blower mark. I do not the I've never own a snowblower. Had some big old farm implements and he's the clear snow before but I've never known as noble are gonna have friends and snow -- It doesn't snow that much to shovel and fifth when he is not -- fires on the and it works not as much. Not as much humidity now on and coming in the winner you've got forced the united -- that deem it very much that now standing on discount just like that eight C. Union folks there you -- some ways to save some money. -- also I wanna make sure that we tell you we talked about that was my home good investment got a great calculator if you go to life as you wanna dot com. Punch in some numbers Iran and that give us some feedback on -- we think it's kind of neat little tool. And cranking also assure the listeners before a breakaway here we get on I don't know six household items that we can sell don't -- dump stuff -- get rid of -- -- a decent. He did it fall cleaning thing be ready for being cooped up for the wintertime. You rate liquidate some stuff folks books. About -- and -- she can donate them you can even sell sometimes and bull. So you can sell. Donate don't just dump you know here's an option for booking -- seconds read books dot com that's great way to sell -- on them online you can also while donate them books for America. Or good will take your books on so that's good good resource they're just trashed those puppies China Craig. China gets the league and China may be some -- Craig's -- in China be wanna sell there's also replacements dot com. Seems to be a good source to purchase China because you're gonna find parts of their China someone might find -- -- that is missing in their set they may want. I'm also you can donate them again goodwill great place make sure you keep a receipt for donate. Donation right off for tax purposes furniture and you get rid of furniture furniture yet self artillery and another one for good will get it on Craigslist donated and donated again make -- take that advantage that deductibility. Obama also cracked glass technology folks -- are you in here upgrade the computers that laptop that. That tablet guess what. Don't need selling decently -- -- -- you do so make sure that you pull out a hard drive and dispose that proper fashion your private information is safe. Another installment of like Couric sorry for the rush but we adults than -- Nancy folks.

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