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KMBZ>Audio & Video on Demand>>Life As You Own It 7.24.14 Segment 3

Life As You Own It 7.24.14 Segment 3

Jul 24, 2014|

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    you go to include your mortgage but also list out those associated interest rates and number three is. Identify lumps those together what's the number you can once you have that total number what's the number you can apply words that each month commit to it. Is it a hundred bucks is a 150 bucks is 200 bucks. On the next is going to be identifying which of those you can pick off first he got to go to the highest interest rates and while we're talking about the interest rates . Call each of those lenders and see if you can negotiate lower interest rates . On credit cards this can be done if you're paying on time and you're not maxed on the credit card. You may be able to lower your credit rating if you're really in a bind and you know it's eat your your maxed out earlier credit cards. You're having trouble just making the minimum payments. The and we recommend UTY credit counseling. You can go to credit counseling services that are are. Government provided to agencies that will provide that will assist in out credit counseling. And we call it's CC CS consumer credit counseling services is a good when you can now look up. You can also go to our website and you can find a couple
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    that is. Hard sometimes it is a fan when your skit where Jack Crawford sister right here off when you when you feel that coming on. Remind yourself you know what everyone's and tell their opinions
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Automatically Generated Transcript (may not be 100% accurate)

-- All right we're back live to join in this the last segment -- well. At some that's a mom school supplies buying tips for you and the big tip is going to be did you know Craig there -- seventeen states that. Have they they don't they don't charge you sales tax on a certain day of the year when you buy those school supplies some of map multiple days did you know Craig did you know -- that happen. We're gonna put the maps for those states on the life as you own its website to if you go to -- you wanna dot com and folks is a novel idea it's it's. Summer's winding down. When -- considered taking a road trip to one of these states now tell yeah. Most of Murray and not areas that it's pretty HOT. Right now. On the bike you get to -- re -- of the states on the atlas drag you got a couple of in the northeast that. Go right to the heart of the midwest southwest and southeast. Don't go go -- looks like Iowa is one of those it will help you out in that regard Missouri you know that -- Arkansas. Oklahoma. New Mexico Texas Louisiana Mississippi Alabama. Tennessee -- in -- -- so. Georgia South Carolina. We've got Florida. Virginia Maryland Connecticut and Maine so. Tennessee the company has an -- and he makes it wisely Tyson twice. Hi folks so why -- some states what might save you 567%. Now if you live in the states make sure that you was selects the days that it is you're eligible to. Save those sales tax holidays and if you're in a state that does charge sales tax there are some states that never charge sales tax but -- -- that does then it make sure that you go well. May purchase those a school supply goods some. Possibly they're bordering state might be worth the road trip might turn a little you might have just a school supply vacation. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- They're -- waiting later make a lot of big decisions a lot of big investments of one stay more mobile and not only in their personal situation. But also when there that are roof over their heads situation. So while what we will see is these as the millennial start to slow down we're gonna see and an increasing and increasing the age of the first time home buyers. Mom and we're gonna see a difference is those first time homers commend they're gonna be buying. Smaller houses and so I think we will see is that pattern changes were going to continue to see which we've seen because the housing market. A raise in the average age of first time homebuyers and the size of that home their purchasing. Impacted already by the financial on the turmoil of the last 45 years. But this additional little demographic is going to you while further drive the size in the timeframe of which people make their first purchased. I'm even more so. That's my take brother and I would agree and we find it's you know it is it's proving itself -- in dated -- and are working environment we see more and more people who say you know I'm. Really get -- hold off I don't need a whole lot I don't play and have kids -- don't -- any married I mean the marriage part of it is one thing we're also seeing in addition to that a lot of people are holding off. Choosing to never have children or have less children. Put off having children so. All those things affect what you said mark the size of the house that one might need. You in the area where you might choose to live as many people who are single. You -- -- -- -- but the school district or things like that may buy a smaller homered different on the they would buy otherwise if they're raising a family and -- morning and put it certain school district so. All those things have so she'll economic implications. And when -- -- Whether you should or shouldn't go out and tired and old not. But I will say if what you're afraid is the consequences of it not working to get a good solid -- that those might help how many healing -- By that now and -- laid -- -- -- and go -- to -- as we had a show a couple weeks you're talking about make sure you understand the crunch contractor signing and I won't argue that that's. Possibly viable and up prudent contract you have a in place but. I will say if you do put one in place or you're asked to sign one make sure you read it make sure you understand it and remember all's good when you're into with. -- unfortunately. All things don't work out like we planned it. Sure I like this show today that's track and car I drag -- into next week thank you letter Gloria real. Hey folks another summer of life is -- thanks for hanging out with this and know we want to remind you to always. -- -- -- The tennis.

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