Text Us: 22980
Phone: (913) 576-7798
| More
KMBZ>Audio & Video on Demand>>Life As You Own It 6.21.14 Segment 3

Life As You Own It 6.21.14 Segment 3

Jun 24, 2014|

Related Audio:

  1. Life As You Own It 10.10.14 Segment 2

    Audio

    Fri, 10 Oct 2014

     

    real estate found at 4:50

    to. Just get it done now by the way I'm really instant real estate and learning all about the topic to talk about us thanks so much for putting on a great show each weekend. Way to go Emilia -- -- he's just so -- or lady would be great lady writes. Okay Craig says that the should Easter should you go is should they should be cell at the peak. Look for the peak or sell now you know it's interesting you brought up what she brought up earlier about interest rates the same thing applies to real estate values and prices well. Nobody can tell with the markets Kennedy for sure. There's there's obviously people on both sides of the debate that say that housing prices are gonna stagnate. Some say they're gonna continue to go up some -- gonna take way off some say they're gonna drop. So how are you gonna know when you're at compete how's your husband and an owner at the -- out anchor how many amazing intelligent genius level radio talk show guys you listen to -- Or on TV shows that you may watcher -- every -- not going to become some overnight period it can just tell what the market especially
  2. Life As You Own It 10.10.14 Segment 1

    Audio

    Fri, 10 Oct 2014

     

    kansas city royals found at 2:41

    you that are -- -- the boys in -- are there in Kansas City Royals . That's home base no pun intended for Craig and I Axworthy intergalactic headquarters where life is you own -- are based here
  3. Life As You Own It 10.10.14 Segment 3

    Audio

    Fri, 10 Oct 2014

     

    tax deductible found at 2:47

    times barring money for your home equity going to be the most tax efficient money you can borrow. Taking had a personal loan Carolina credit using other types of credit likely will not be tax deductible . Whereas depending on. Following the RS guidelines and you've got a note they are won't go until now with the limited time we have. If you follow along those guidelines and you've got that benefit especially. Do you there's always that 100000 dollar. One time you know benefit your your exemption is a 100000 dollars or anything above that he need to do it tax repairs CPA count but. And we folks it's tax efficient money your bar and another big one. All right last bit is from our friends at midwest professional insurance services 3COM and home insurance. Gaps that many of our listeners may have number one is up. Understand the replacement cost of
  4. Life As You Own It 9.30.14 Segment 2

    Audio

    Mon, 6 Oct 2014

     

    interest rates found at 1:48, 2:47, 6:00

    programs. Maybe conventional but there's going to be some significant adjustments to interest rates . In a situation like this you're gonna wanna have a a significant down payment if you're trying to go conventional because most
    a little bit now you're able to get a little bit better interest rates you're able to get the mortgage insurance products that are out there. And and it's going to be more formal process remind at home -- 700 above is is really ideally where you wanna beat. And we tell you there's adjustments 707 when he -- between 74740. And above typically 760 or higher. He would qualify for the lowest PMI rates if you're not put in 20% and -- -- mortgage insurance rates. You're also gonna qualify for the lowest interest rates . 74760. There are some minor adjustments -- once you get under 740 even though somebody with a 725 would be considered good credit score . He will pay slightly higher interest rates may even an eighth of a point higher the somebody with a 740 some -- scored. You're over 700 but not quite the seventh when he you're probably paying about a quarter point higher rate than your neighbor who might have that 74575760. Score. How much is an impact you well a 200000 dollar loan now thirty bucks so month. And I overtime -- in and a so it's important maximize the scores folks into get your foot in the door and if we wanna beat. Keep in mind to do that if you have a 76 -- our credit score . Or 740 -- seven when he or anything in there. Government loans there's not an adjustment so once you qualify for getting
    mortgage insurance. And realize a savings of 50810200. Dollars. At the same interest rates all about having one educate you and teaching you how to break down the numbers he can do it. Greg Craig what's not -- the agenda will keep your agenda have thought let's let's spouse's credit score and that how to actually what happens if I I just -- is there incumbent on their credit score and I do that no you can't if you're going on the more folks in you winning is allowing them we --
+

Automatically Generated Transcript (may not be 100% accurate)

-- -- mark McDougal and -- know what Craig Miller is no longer in the studio we. Had to slip after an appointment and I apologize folks nearly in half of this dynamic -- the more dynamic of the -- would only half nonetheless. OK if you just checking us out remember. Your first time Lester you can go to. You go to YouTube you can watch the the the video podcasts you can nine you can take is on the road with you on iTunes I heart radio tune in now. Com all of these options to include now just over forty affiliates throughout. The midwest the south west ends -- -- south that you can catch on your local radio station. So thanks for joining us and we hope that you are a regular listener to life you you won't it it's OK I. I have got a couple tools for you that I -- that I began to share those for personal finance ones that we like these Bankrate meant dot com learn best. All fantastic resource to educate yourself work on your budget. One for a college savings US news and world report -- got a net price calculator. On US news.com. That's a good one that you can not used to identify what's it gonna cost for your kids' education. I'm also saving for college dot com is a conference website includes tools and resource related by 29 plans. Scholarships financially programs as well as cost calculator on the rankings of the best performing 529 -- plans -- On retirement planning like this one on ARP retirement calculator go to AARP dot org go to the tools section. I'm also there's a flexible retirement planner. On is a free program that's more sophisticated and they are AARP calculator and you can find it it flexible retirement planner dot com. It's free. Folks what I'm giving you these are free resources. On the and then finally for insurance on the life foundation -- you can access is calculators. On the light. Happens dot org that's life happens dot org it's a nonprofit organization you can run. Scenarios and get information about health life disability and long term care insurance. And it also has tacklers to help you determine that the -- that -- insurance needs in the resource for finding an agent so. Some fantastic resources and what I'm gonna -- is on and make sure we post these. On -- website life as you own it dot com keeping check them out and please use the tools they are furry. With an emphasis on -- three OK don't put the cart before the house that simple one folks but tablets make sure that you understand it. That that the real cost associated with owning a home. Is something that we talk about each and every every weekend on the -- on the what we come across the sometimes is that there are people that have car payments. That are very similar to what their house payment would be. On now weakening -- that those car payments only for five years in the mortgage payment might -- for thirty but we can also agreed that the home. Stays the same or goes up in value over those thirty years in fact it goes up in value over the thirty years where's the car only goes down get down and it. Down. So make sure that before you determined to go by that nice new car that's -- You know 750 or 800 dollar payment to -- it in your financial picture. More importantly is something sustainable long term can start to plant the seeds of you were. Retirement which is homeownership. For law has a long term investment can be a great investment if you do the math. Car ownership. Car should be a means to get to work -- -- -- argue with you about the fact that sometimes the little more a matter status symbol they're -- out -- I've driven a nice car to in my day -- might appreciate beautiful vehicles but I. Make sure that your budget is one can afford the vehicle second to the lifestyle so can you afford the -- are -- -- lead the planning and things you need to do in the second week. Have you identified how that that vehicle that's going down in value if it's in the year overall goals all right as we wrap this show up gonna -- of the ten. Safest cities out of it. -- hundred largest match ball carries the United States and number one Irvine California and number two Fremont California. Gilbert Arizona Plano Texas Henderson Nevada Scottsdale Arizona shoot the Vista California Boise Idaho shout out my friends and family Boise Irving Texas Texas in Chandler Arizona. If you wanna find out the ten not so safe city -- your life if you own it and remember. Check us out next weekend we hope you have as much fun as we have a life if you wanted to remember to stay -- game.

KMBZ Iphone App

Photos

Kansas City Perks

On-Alert

KC Gas Prices

RSS Center