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KMBZ>Audio & Video on Demand>>Life As You Own It 5.8.14 Segment 3

Life As You Own It 5.8.14 Segment 3

May 8, 2014|

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  1. Life As You Own It 10.10.14 Segment 2

    Audio

    Fri, 10 Oct 2014

     

    real estate found at 4:50

    to. Just get it done now by the way I'm really instant real estate and learning all about the topic to talk about us thanks so much for putting on a great show each weekend. Way to go Emilia -- -- he's just so -- or lady would be great lady writes. Okay Craig says that the should Easter should you go is should they should be cell at the peak. Look for the peak or sell now you know it's interesting you brought up what she brought up earlier about interest rates the same thing applies to real estate values and prices well. Nobody can tell with the markets Kennedy for sure. There's there's obviously people on both sides of the debate that say that housing prices are gonna stagnate. Some say they're gonna continue to go up some -- gonna take way off some say they're gonna drop. So how are you gonna know when you're at compete how's your husband and an owner at the -- out anchor how many amazing intelligent genius level radio talk show guys you listen to -- Or on TV shows that you may watcher -- every -- not going to become some overnight period it can just tell what the market especially
  2. Life As You Own It 10.10.14 Segment 1

    Audio

    Fri, 10 Oct 2014

     

    kansas city royals found at 2:41

    you that are -- -- the boys in -- are there in Kansas City Royals . That's home base no pun intended for Craig and I Axworthy intergalactic headquarters where life is you own -- are based here
  3. Life As You Own It 10.10.14 Segment 3

    Audio

    Fri, 10 Oct 2014

     

    tax deductible found at 2:47

    times barring money for your home equity going to be the most tax efficient money you can borrow. Taking had a personal loan Carolina credit using other types of credit likely will not be tax deductible . Whereas depending on. Following the RS guidelines and you've got a note they are won't go until now with the limited time we have. If you follow along those guidelines and you've got that benefit especially. Do you there's always that 100000 dollar. One time you know benefit your your exemption is a 100000 dollars or anything above that he need to do it tax repairs CPA count but. And we folks it's tax efficient money your bar and another big one. All right last bit is from our friends at midwest professional insurance services 3COM and home insurance. Gaps that many of our listeners may have number one is up. Understand the replacement cost of
  4. Life As You Own It 9.30.14 Segment 2

    Audio

    Mon, 6 Oct 2014

     

    interest rates found at 1:48, 2:47, 6:00

    programs. Maybe conventional but there's going to be some significant adjustments to interest rates . In a situation like this you're gonna wanna have a a significant down payment if you're trying to go conventional because most
    a little bit now you're able to get a little bit better interest rates you're able to get the mortgage insurance products that are out there. And and it's going to be more formal process remind at home -- 700 above is is really ideally where you wanna beat. And we tell you there's adjustments 707 when he -- between 74740. And above typically 760 or higher. He would qualify for the lowest PMI rates if you're not put in 20% and -- -- mortgage insurance rates. You're also gonna qualify for the lowest interest rates . 74760. There are some minor adjustments -- once you get under 740 even though somebody with a 725 would be considered good credit score . He will pay slightly higher interest rates may even an eighth of a point higher the somebody with a 740 some -- scored. You're over 700 but not quite the seventh when he you're probably paying about a quarter point higher rate than your neighbor who might have that 74575760. Score. How much is an impact you well a 200000 dollar loan now thirty bucks so month. And I overtime -- in and a so it's important maximize the scores folks into get your foot in the door and if we wanna beat. Keep in mind to do that if you have a 76 -- our credit score . Or 740 -- seven when he or anything in there. Government loans there's not an adjustment so once you qualify for getting
    mortgage insurance. And realize a savings of 50810200. Dollars. At the same interest rates all about having one educate you and teaching you how to break down the numbers he can do it. Greg Craig what's not -- the agenda will keep your agenda have thought let's let's spouse's credit score and that how to actually what happens if I I just -- is there incumbent on their credit score and I do that no you can't if you're going on the more folks in you winning is allowing them we --
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Automatically Generated Transcript (may not be 100% accurate)

And it's. -- Aren't our backlog until the final segment thanks for hanging out with a syndicate one Craig did not like little rusty and maybe it's we've got I don't know -- we're focused on get the love and attention to the deserving mothers out there and teachers in the end it teach you -- -- -- on do we believe the children's future right you have no male -- wealth and we are the world if we are the children. I'm so folks remember you can check out the show you can get it podcasting go to like you own a dot com and you can listening need -- shows you can also follow us on social media. On Twitter FaceBook YouTube YouTube is a great place because you actually get seas Nvidia and I'm looking at you right now I'm looking at the camera. I won't do a better job of looking you in the islands being listeners OK adjusted right there cameras right that's right yeah arms so up please join his get some feedback let us know what you think let us know what you need as a cover for you wanna show. -- that is soon coming in. We've got some new markets and I'm -- we're going to be announcing very quickly -- -- the -- Like -- your backyard can blast the radio Alia. Lot of the some of the states it's it's kind of sad some of the state there's a a lot of people want to move and let's. Let's talk about that list. Where around the people were kind of ready get the heck out of dodge number one you know and one on the -- 50% of the people in Illinois why -- one into leave Illinois. 49%. In Connecticut 47 and Maryland's Nevada. Rhode Island New Jersey New York Massachusetts Louisiana. And Mississippi. On those were -- those of the ten that from the low of 39% up to 50% in Illinois. Wanted to get out of their state nasty back -- candidly. I've I went to school in Illinois. And I've spent a lot of time in Chicago went I can't speak to exactly what -- Economic factors that are driving people want to move but that is usually that if you look on this list many of these series were hard hit in real estate. And also on a up a component ending -- in real estate was also the economically they were having struggles that compound that pain that people are feeling so. People need to have jobs we need you'll have enough money to be left feed their families in and make their mortgage payments and so. Folks were optimistic we think the that the tide has turned consistently on employment is continuing to. Compress down lower and you know we think real estate as long as it's considered a long term investment will continue to be a good long term investment. When you compare it to the other option which is renting. -- -- what else is next my friend you have got that tough little funky stuff going on here this foreclosure. Hard to believe folks but we wanted to report -- little tidbit here this uninteresting and another breaking records for the least amount of money. Delinquent which led to a foreclosure but. We have report here -- for closure for six dollars and thirty cents worth of past due taxes. So apparently. A person didn't fully pay your property taxes in the city that the person lives and was for close to -- a foreclosed on her. So she must have not obviously rounded up or she -- -- check down or did something where she didn't cover the whole amount of her property taxes do. Real estate taxes how in the world six dollars and thirty cents was left over which led to foreclosure I do not know -- a hard time with this one because guess what you get some notices. You have to notify you by mail put a little. Sign on the front door something saying hey you're about to give foreclosed on but. Anyway six dollars and thirty cents folks could be -- new record for losing it should be in your -- That's crazy it is insane -- -- what's the legal action what's in the agenda for this week was the last bit of advice you'd like to give our listeners that are potentially out looking for a new home or. Maybe they're you know thinking of selling their mama anything you give them and it's. Be some savvy advice than -- for this coming week. The advice that I would give a -- right now I'm seeing all the time is that people are rushing out when -- pre approved on their home to purchase a home warming either chicken refinancing. They're not being asked a lot of questions and I don't think financial questions optometrists for qualifications -- what we're learning more -- more. Is that a lot of people get partially into the process and they get the heart breaking news that their -- getting turned down. All based on information should have been uncovered in the first place folks on the plant the seed deep into the. Your brain lit it live there go deep brother you want to always do you're gonna want. Dean asking questions UNL hall and if there if he is if it's a five minute pre approval process something's wrong you don't always -- -- easy folks have a dig in deep and figure out all the facts about your particular case. Whether it before they take with you qualified to do something or not you think -- -- he's he's going into a car dealership. Looking at a car -- its -- in in the car it's not like this a big -- guys think about it all right folks another installment of live -- We'll be enjoyed as much as we did check this out next week -- and as day.

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