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KMBZ>Audio & Video on Demand>>Life As You Own It 4.2.14 Segment 3

Life As You Own It 4.2.14 Segment 3

Apr 2, 2014|

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  1. Life As You Own It 10.10.14 Segment 2

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    Fri, 10 Oct 2014

     

    real estate found at 4:50

    to. Just get it done now by the way I'm really instant real estate and learning all about the topic to talk about us thanks so much for putting on a great show each weekend. Way to go Emilia -- -- he's just so -- or lady would be great lady writes. Okay Craig says that the should Easter should you go is should they should be cell at the peak. Look for the peak or sell now you know it's interesting you brought up what she brought up earlier about interest rates the same thing applies to real estate values and prices well. Nobody can tell with the markets Kennedy for sure. There's there's obviously people on both sides of the debate that say that housing prices are gonna stagnate. Some say they're gonna continue to go up some -- gonna take way off some say they're gonna drop. So how are you gonna know when you're at compete how's your husband and an owner at the -- out anchor how many amazing intelligent genius level radio talk show guys you listen to -- Or on TV shows that you may watcher -- every -- not going to become some overnight period it can just tell what the market especially
  2. Life As You Own It 10.10.14 Segment 1

    Audio

    Fri, 10 Oct 2014

     

    kansas city royals found at 2:41

    you that are -- -- the boys in -- are there in Kansas City Royals . That's home base no pun intended for Craig and I Axworthy intergalactic headquarters where life is you own -- are based here
  3. Life As You Own It 10.10.14 Segment 3

    Audio

    Fri, 10 Oct 2014

     

    tax deductible found at 2:47

    times barring money for your home equity going to be the most tax efficient money you can borrow. Taking had a personal loan Carolina credit using other types of credit likely will not be tax deductible . Whereas depending on. Following the RS guidelines and you've got a note they are won't go until now with the limited time we have. If you follow along those guidelines and you've got that benefit especially. Do you there's always that 100000 dollar. One time you know benefit your your exemption is a 100000 dollars or anything above that he need to do it tax repairs CPA count but. And we folks it's tax efficient money your bar and another big one. All right last bit is from our friends at midwest professional insurance services 3COM and home insurance. Gaps that many of our listeners may have number one is up. Understand the replacement cost of
  4. Life As You Own It 9.30.14 Segment 2

    Audio

    Mon, 6 Oct 2014

     

    interest rates found at 1:48, 2:47, 6:00

    programs. Maybe conventional but there's going to be some significant adjustments to interest rates . In a situation like this you're gonna wanna have a a significant down payment if you're trying to go conventional because most
    a little bit now you're able to get a little bit better interest rates you're able to get the mortgage insurance products that are out there. And and it's going to be more formal process remind at home -- 700 above is is really ideally where you wanna beat. And we tell you there's adjustments 707 when he -- between 74740. And above typically 760 or higher. He would qualify for the lowest PMI rates if you're not put in 20% and -- -- mortgage insurance rates. You're also gonna qualify for the lowest interest rates . 74760. There are some minor adjustments -- once you get under 740 even though somebody with a 725 would be considered good credit score . He will pay slightly higher interest rates may even an eighth of a point higher the somebody with a 740 some -- scored. You're over 700 but not quite the seventh when he you're probably paying about a quarter point higher rate than your neighbor who might have that 74575760. Score. How much is an impact you well a 200000 dollar loan now thirty bucks so month. And I overtime -- in and a so it's important maximize the scores folks into get your foot in the door and if we wanna beat. Keep in mind to do that if you have a 76 -- our credit score . Or 740 -- seven when he or anything in there. Government loans there's not an adjustment so once you qualify for getting
    mortgage insurance. And realize a savings of 50810200. Dollars. At the same interest rates all about having one educate you and teaching you how to break down the numbers he can do it. Greg Craig what's not -- the agenda will keep your agenda have thought let's let's spouse's credit score and that how to actually what happens if I I just -- is there incumbent on their credit score and I do that no you can't if you're going on the more folks in you winning is allowing them we --
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Automatically Generated Transcript (may not be 100% accurate)

All right folks we are back like -- you -- -- final segment he hung in there with us. We know it's not enough -- come back next week. And of course at that podcast up and listen all night long the sleepless nights and elect you voted on -- yourself its knowledge it's and -- and it worked out. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- Had a he said getting deep thoughts and here's the thought you were absolutely brilliant and then give the answer give to friends -- names -- be neither seems him about which one would you think would like dolphins. It's a -- right you're wrong I would it's him. Aren't you know visited the -- appreciate the folks at. It isn't clear eyes are desperate editorials are Arabs on the so. Is it means Sanford of the should he stay or should he go segment remember callers emailers. Questions like you on it or call us at 87731536. We may give you war. Answer on here. And in Chicago we don't have a 229000. Dollar mortgage balance at four point 75 on a fifteen year loan my house is worth 300000. Plus plus what I don't know much I won't move into three or should I refinance or sit tight thanks. -- -- you debt refinanced. You should be able to he's zero cost fifteen year replacement and we're tenure for that matter we don't know how far and a fifteen -- are. But she she we'll stay on the same track in the position wise but lowering your significantly -- -- any closing costs -- fees the leadership to absorb those fees and costs out of there. You know fields modest -- that for simple fractures for people who you can save money -- and profit. Newton in order needed -- refinance you break in the law -- look into it John Perry in the UK OK okay but -- Practice. -- -- -- -- we like to cover things that extends beyond just the practical financial matters of the house who elected ideally make you a little better a little bit off lifted give you some did you. To take is those steps to improve yourself and -- while these may be some of the steps that you used to improve yourself or contemplate self improvement or. Move on from things some things let go of them these will be useful for the younger set we belief. So excerpts from Wall Street Journal article. I'm an essay that was written by actually a book that was written by Charles Murray and it is in relation to Bill Murray. It could be actually it very well -- -- were very well may be bill's big. We've got Charles -- is five rules for a happy life number one consider marrying young. Craig winning that. Don't married too young preaching get your bearings it's extra -- make sure he's got all your your priorities in order make sure things are squared to a in your own life -- and that. Yeah I don't know if I'm gonna content that I think you know. Possibly considering marrying young could be valuable because if you don't get -- right the first time used against top pick it right the second time. They're Craig you paying attention over there in total attention all right no no comment on their -- and number -- is learn how to recognize your soul mates and I. That's -- that's some good advice. And what's your what's mr. Murray has to say about that ready for some cliches about marriage here they come because -- true marry someone with similar tastes and preferences. Which tastes and preferences the ones that will affect life. Your life almost every day so me personally what I do is I tell people write down the top ten things that are most important to you if the five that Europe. May the your choosing are in the bottom five probably not a good fit but they've got five in your top five or six or seven. Possibly good fit and I have to have all ten but make sure they got five towards the top of your list. Number three. Eventually stop fretting about fame and fortune. Craig you know stopped near Cairo trust me who now are from famous never will be and I'm probably not to have much fortunes okay I give up I think it probably is -- -- -- they don't have youthful -- the younger set here at some point right now you're thinking and you're near your twenties are graduating from college -- one. I'm -- -- famous on it what it is unloading on the conquer this world at some point your life. You -- knowledge you know one on a great parent I love my job I enjoy my life. And therefore I am happy and satisfied with my station like number four take religion seriously. I know I live watch Groundhog Day repeatedly get seriously watch for an update repeatedly. Folks we appreciate you hanging out with -- is another installment of life as you -- -- -- to us and he lets.

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