Peter -- is tax -- brought to you by bank of blue valley a place where you are known as. Bank of blue values your local bank that provides the same technology and services says the large banks but with a community bank field. Experience banking at a place where you are known. Thank -- blue valley. Member FDIC. Equal housing lender there is no tax on the gain on the sale of your home if you lived in your primary residence for at least two years out last five you get an exclusion of 250000. Per individual 500009. Joint return. A surviving spouse can use of 500000 exclusion for two years after the year of the death of the spouse. And you have a second home there has been some significant tax -- changed. It partial exclusion exist based on the time the home was used as a primary residences compared to the total time of ownership. Be sure you consult your tax advice time Peter Neumann CPU for -- BZ. The bacon -- we make it work for you here's Lucy Montgomery recent mortgage customer talking about Aretha needs experience. And a casual conversation I found out about some gray -- ideals for making the valley and was very skeptical because my previous -- experience has worked grapes they're just kind of average but the deal was too good to pass. And moved forward with the process and was clearly blown away from the first step. When you hear people say being -- value as a place for you are known it is more than just a -- and their employees who lived it. Ever since then I've been addressed by name and I received outstanding. -- service. They can do valley has been helping families and businesses thrive for over twenty years experience the local community bank difference that any of our five locations where tank BT dot com -- a blue valley a place where you are known -- FDA seat equal housing lender and MLS number 408539.