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KMBZ>Audio & Video on Demand>>Life As You Own It 2.20.14 Segment 3

Life As You Own It 2.20.14 Segment 3

Feb 20, 2014|

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  1. Life As You Own It 8.27.14 Segment 2

    Audio

    Wed, 27 Aug 2014

     

    new jersey found at 1:05

    listeners is that. Those of you listening out there in Alaska and New Jersey California Texas where your -- We get these phone calls on the 800 number 800 either this town people write it down
  2. Life As You Own It 8.27.14 Segment 1

    Audio

    Wed, 27 Aug 2014

     

    mortgage rates found at 5:01

    says it has tribute to also success rates -- Nice and low interest rates are good -- interest rates go up could mortgage rates . -- going even law there watching interest rates very carefully -- -- is human need to. Now here in this week's rates with create new. There she had just friends
  3. Life As You Own It 8.27.14 Segment 3

    Audio

    Wed, 27 Aug 2014

     

    rate mortgage mortgage debts found at 4:03

    and then mortgage insurance premium is the more proper term for government sponsored mortgage insurance premiums. -- -- -- He -- home equity line of credit people were released from there the several years ago everybody had he -- now not so much but they're out they're still. How much they like credit is a second -- yearly and -- your home although can be firstly it works like a credit card except to secure with your home. Arm adjustable rate mortgage debts -- mortgage it's gonna have a fixed period and an adjustment period usually those are sixty were from three years five or seven years up to ten years. And and can adjust almost always amortized on a thirty year term. Index. In index is -- used -- calculating the the rate on adjustable rate mortgage so there's an index plus a margin. The index is usually -- but that's -- London Interbank offered rate -- -- terminology
  4. Life As You Own It 8.20.14 Segment 2

    Audio

    Thu, 21 Aug 2014

     

    tax return found at 10:28

    that I mean that's great -- if you're not report on your tax return for the last two years and we can't document potential for the future income -- To continue it's not going to be
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Automatically Generated Transcript (may not be 100% accurate)

-- Scheme. In. In there and flew. Mirror and I. All right his last segment of life that you -- it we are very appreciative to have some guests to fill the shoes of dragging. Since Craig's not here I'm gonna say that they didn't only filled issues they split the issue sounds. And you know when you see the little little golden baby issues beat you you usually get as a gift his -- about that size just getting not. So thanks again for -- and as Dan and -- then you guys have done tremendous work today and I'm certain that our listeners will benefit from a -- -- -- -- And I also got out of the last few bits of information -- share were listening audience and the first one is. We talked about those potential opportunities. In those five markets that as of Q4 2013. -- Were the worst it now nationally. On my home values rose ten point 1%. In the fourth quarter of 2013. On the compared with the same period of 2012. So year over year up ten point 1% and that's a that's what we like to see and that's that's the trend that. We've seen continue thus far in 2014 but these. Cities -- had a downward trend year over year and you can look at that two ways either. Watch out it's gonna continue to drop Werth you've got enough market in -- you understated work in the real estate professional that knows the trends knows what's going on in the market. They may advise you that it's a perfect time to jump in close to the bottom we don't know the bottom of market. Until we what. Look in the rear view mirror on so if it may be opportunity I'm an optimist so I say probably opportunity and some of these markets number one analyst design Elmira, New York. Average home price is 99 median home price 995 down at eleven point six year over year Champaign Urbana. Got to think there might be some opportunities for real estate investors there. On in a bigger college town down 11% year over year Fort Wayne, Indiana down nine and a half percent your of your Springfield Illinois. Sprinkled in nice to. Been there a few times nice little town on the average home price 105000 down 9% and Fayetteville. North Carolina down eight point 8% year over year those -- some big drops in the face of a ten point 1% national right now I don't know the details. Or the reasons to why those are trending. But I do you say there's possibly opportunity for you with your first time home buyer or a real estate investor and Dan we talked about this I think the -- the show can home be romantic you said yes. Absolutely okay well if you're listing your home and no one of these five cities here particular romantic in Orange County California. Almost 2% of the listings used the word romantic 2% of the listing you were romantic followed by a Los Angeles San Diego San Francisco and in Tucson. No shock. That in California. Movie and Hollywood did they throw in romantic as they as a discredit turf war. Homes but those -- that that by listing percent of listings those were the 12345. Top five they used the word romantic. Okay well. It's we're down to the end folks. We hope you've enjoyed this installment of life -- on it's. -- we're very pleased to have Nathan Nathan in each shout out when he giving your -- France you know any friends I don't cup while there are a couple of friends. In Ukraine on our own island name drop on OK well Nathan has been a great guest and you've been a good sport. Appreciate you put up with me give -- a hard time and you even we even went head to head on -- should he stay or should you go scenarios so. Thanks so much for that and Danny any indeed your clients friends relatives that you wanna give a Holler out do. Actually I'm just thinking that I got a new word for all my listings and when he fourteen romantic -- -- but then violence. Just so dramatic getaway the consummate professional Dan Lynch we appreciate you shared some time with us today. Thanks Mike for being on the show would be a friend of life as you own it. Okay folks remember this is the middle segment of our three part three part series. On a first time home buying what steps are you need to take some good advice and next week. We're going to share with you the tips on how to negotiate that theory first contract had a pitcher not to skate your best you kind of walk you through what it looks like. In that process -- shared a little bit of it but will go into more detail next week at -- and so much more. Thanks for hanging out with a is thanks for being a friend of the show and remember to what state that. Steve and I mean.

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